offerscratch

Terms

Last updated 4 November 2026

Draft: written in plain words, not yet reviewed by a lawyer.

These terms cover the OfferScratch site and calculators, provided by Barakat Labs. By using them you agree to these terms.

Estimates, not advice

The calculators give estimates from the numbers you enter. They are tools to check your own thinking, not legal, tax, financial or investment advice, and not a promise about any deal. Check every number yourself before you act on it.

No warranty

The calculators are free and provided as they are. We try to keep the math right but do not promise it is free of errors, or that the calculators will always be available. To the extent the law allows, Barakat Labs is not liable for losses that come from using them.

The free calculators may change

We may change, pause or stop the free calculators or any setting at any time. Embedded calculators pick up changes automatically unless you use the pinned script.

If you embed a calculator

Using the site

Do not try to break the site, overload it, or use it to send spam or to attack others.

Contact

Questions about these terms: adham@barakatlabs.com.